San Diego Senior Advisor Podcast https://sandiegosenioradvisor.com/podcast/ en-us © 2026 San Diego Senior Advisor Mon, 02 Nov 2026 23:32:41 +0000 seo-sites podcast-feed Short, plain-English episodes for families sorting out senior care in San Diego County. Hosts Marcus and Dana walk through assisted living, memory care, nursing homes, in-home care, Medi-Cal, California RCFE licensing and the Assisted Living Waiver, and the costs and rules that are specific to California, with the local angle: San Diego, Escondido, Chula Vista, Oceanside, Carlsbad and La Jolla. Every episode is based on a sourced guide at sandiegosenioradvisor.com, where a San Diego Senior Advisor advisor can also help your family for free. Hosts Marcus and Dana are AI-generated voices. Short, plain-English episodes for families sorting out senior care in San Diego County. Hosts Marcus and Dana walk through assisted living, memory care, nursing homes, in-home care, Medi-Cal, California RCFE licensing and the Assisted Living Waiver, and the costs and rules that are specific to California, with the local angle: San Diego, Escondido, Chula Vista, Oceanside, Carlsbad and La Jolla. Every episode is based on a sourced guide at sandiegosenioradvisor.com, where a San Diego Senior Advisor advisor can also help your family for free. Hosts Marcus and Dana are AI-generated voices. Senior living, assisted living and in-home care in San Diego County, explained for families San Diego Senior Advisor San Diego Senior Advisor advisors@sandiegosenioradvisor.com https://senior-podcasts.johnquigley.workers.dev/sandiegosenioradvisor/cover.jpgSan Diego Senior Advisor Podcasthttps://sandiegosenioradvisor.com/podcast/ false episodic San Diego senior living, assisted living California, RCFE San Diego, memory care San Diego, Medi-Cal long-term care, senior care advisor yes ce3cf855-c490-5df0-aabc-4d712f192f9f Custodial Care vs. Skilled Nursing: Who Pays for Long-Term Care? Custodial Care vs. Skilled Nursing: Who Pays for Long-Term Care? 1 full sandiegosenioradvisor-ep1-custodial-care-escondido https://sandiegosenioradvisor.com/blog/custodial-care-vs-skilled-nursing-escondido-who-pays/ Sat, 24 Oct 2026 09:00:00 +0000 A parent leaves Palomar Medical Center for rehab, and three weeks later the nursing home says Medicare is ending. Marcus and Dana explain the difference between custodial care and skilled nursing, why Medicare does not pay for long-term custodial care, how Medi-Cal and its 2026 asset limit work for an Escondido nursing home stay, and the 90 licensed assisted living and board and care homes in Escondido that can be an alternative.

In this episode:

  • Custodial care vs. skilled nursing, and why the label decides who pays
  • Medicare's 100 skilled nursing days and the $217 daily coinsurance in 2026
  • Medi-Cal share of cost and the 2026 asset limit of $130,000 for one person
  • Checking a facility: CDPH Cal Health Find and CCLD Care Facility Search
  • 90 active RCFEs in Escondido, IHSS at home, and free help from Aging & Independence Services

Chapters:

  • 00:00:27 What is custodial care vs. skilled nursing?
  • 00:01:17 Does Medicare pay for long-term care in Escondido?
  • 00:02:44 How does Medi-Cal pay for nursing home care?
  • 00:03:35 Custodial care in Escondido outside a nursing home?

Read the full guide, with sources: https://sandiegosenioradvisor.com/blog/custodial-care-vs-skilled-nursing-escondido-who-pays/

Talk to a San Diego Senior Advisor (free): https://sandiegosenioradvisor.com/contact/

Sources: Medicare.gov (nursing home care); CMS MM14279 (2026 deductible and coinsurance rates); Health Consumer Alliance Medi-Cal asset limit FAQ; CDPH Licensing and Certification; CDSS IHSS; CDSS Community Care Licensing facility data retrieved October 24, 2026. Not legal or financial advice. San Diego Senior Advisor is an independent referral service, not a government agency.

Hosts Marcus and Dana are AI-generated voices.

]]> A parent leaves Palomar Medical Center for rehab, and three weeks later the nursing home says Medicare is ending. Marcus and Dana explain the difference between custodial care and skilled nursing, why Medicare does not pay for long-term custodial care, how Medi-Cal and its 2026 asset limit work for an Escondido nursing home stay, and the 90 licensed assisted living and board and care homes in Escondido that can be an alternative.

In this episode:

  • Custodial care vs. skilled nursing, and why the label decides who pays
  • Medicare's 100 skilled nursing days and the $217 daily coinsurance in 2026
  • Medi-Cal share of cost and the 2026 asset limit of $130,000 for one person
  • Checking a facility: CDPH Cal Health Find and CCLD Care Facility Search
  • 90 active RCFEs in Escondido, IHSS at home, and free help from Aging & Independence Services

Chapters:

  • 00:00:27 What is custodial care vs. skilled nursing?
  • 00:01:17 Does Medicare pay for long-term care in Escondido?
  • 00:02:44 How does Medi-Cal pay for nursing home care?
  • 00:03:35 Custodial care in Escondido outside a nursing home?

Read the full guide, with sources: https://sandiegosenioradvisor.com/blog/custodial-care-vs-skilled-nursing-escondido-who-pays/

Talk to a San Diego Senior Advisor (free): https://sandiegosenioradvisor.com/contact/

Sources: Medicare.gov (nursing home care); CMS MM14279 (2026 deductible and coinsurance rates); Health Consumer Alliance Medi-Cal asset limit FAQ; CDPH Licensing and Certification; CDSS IHSS; CDSS Community Care Licensing facility data retrieved October 24, 2026. Not legal or financial advice. San Diego Senior Advisor is an independent referral service, not a government agency.

Hosts Marcus and Dana are AI-generated voices.

]]> A parent leaves Palomar Medical Center for rehab, and three weeks later the nursing home says Medicare is ending. Marcus and Dana explain the difference between custodial care and skilled nursing, why Medicare does not pay for long-term custodial care, how Medi-Cal and its 2026 asset limit work for an Escondido nursing home stay, and the 90 licensed assisted living and board and care homes in Escondido that can be an alternative. A parent leaves Palomar Medical Center for rehab, and three weeks later the nursing home says Medicare is ending. Marcus and Dana explain the difference between custodial care and skilled nursing, why Medicare does not pay for long-term custodial car 286 false San Diego Senior Advisor